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If you or your legally separated or divorced spouse remarries, coverage for the legally separated or divorced spouse ends under your family plan, in accordance with state laws. This is true even if your new spouse does not need or want GIC health coverage. Depending on language in the divorce agreement, the former spouse may be eligible as an individual for a divorced spouse rider or COBRA coverage.
You must notify the GIC in writing that you have remarried within 60 days of the event. If you have not already done so, please include the following sections of your divorce agreement: page with the 'divorce absolute' date the date divorce became final , health insurance provisions, and signature pages. Also provide your new spouse's name, date of birth, and Social Security Number.
If you have additional questions, call the GIC If you would like to continue helping us improve Mass.
Divorce, legal separation, remarriage and GIC benefits An overview of how your GIC coverage is affected by divorce, separation and remarriage and your reporting responsibilities. Divorce, legal separation, and remarriage scenarios Updated May, If you fail to report a legal separation, divorce or remarriage, your health plan and the GIC have the right to seek recovery of health claims paid or premiums owed for your former spouse.
Page with the date of the legal separation or the date the divorce became final, health insurance provisions, and signature pages.
If applicable, also provide your new spouse's name, date of birth, and Social Security Number. Removal of legally separated or former spouse from GIC health coverage If the request is received within 60 days of a qualifying event or during Annual Enrollment, the legally separated or former spouse can be removed according to the terms of your divorce agreement. Former spouse eligibility - remarriage If you or your legally separated or divorced spouse remarries, coverage for the legally separated or divorced spouse ends under your family plan, in accordance with state laws. Feedback Did you find what you were looking for on this webpage?
Health Insurance After the Divorce
Do you have anything else to tell us? However, COBRA coverage is typically expensive, and in these cases, the former spouse may want to look into other medical insurance coverage options. In cases in which a policyholder spouse is self-employed or has a health insurance plan purchased privately or not through an employer, then the law does not directly apply to these spouses; however it is not uncommon for the non-policyholder spouse to still remain on the policy, absent a triggering event.
Thus, in these cases, spouses can typically remain on the insurance, but pay any additional cost to continue the coverage. Simply put, spouses will not be left without insurance after a divorce. There are several factors that must be reviewed, but in general, spouses will be able to continue with some form of medical insurance coverage after the divorce. However, in light of the recent health care reform, it may not always be economical to remain on the existing health insurance plan. Spouses should compare other medical insurance options, such as the Massachusetts Health Connector, to ensure remaining on the existing plan is the most cost-effective solution.
Can I Stay on My Spouse’s Medical Insurance Plan in Massachusetts if We Get Divorced?
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